Government Schemes for Women
Simplified guidelines for state and central direct benefit transfers, family pensions, and health schemes designed for female citizens.
Lakshmir Bhandar
Women aged 25-60 who are the head of their household in West Bengal
- •Monthly direct cash transfer of Rs. 1,000 to General category female heads of households
- •Monthly direct cash transfer of Rs. 1,200 to SC/ST category female heads of households
Annapurna Bhandar
Women residents of West Bengal aged between 25 and 60 years
- •Monthly financial assistance of Rs. 3,000 transferred directly to the beneficiary's Aadhaar-linked bank account
- •Helps cover essential household needs like groceries, medicine, and children's education
Widow Pension
Destitute widows in WB with no income
- •Monthly pension of Rs. 1,000 via DBT
Kanyashree Prakalpa
Unmarried girls aged 13-18 in WB
- •K1: Annual scholarship of Rs. 1,000 for girls aged 13-18
- •K2: One-time grant of Rs. 25,000 upon turning 18 (if unmarried and in education)
Rupashree Prakalpa
Brides aged 18+ from families with income < Rs. 1.5L/year
- •One-time financial grant of Rs. 25,000 for marriage expenses
- •Credited to the bride's bank account
Swasthya Sathi
All WB families — especially those without private health insurance
- •Cashless treatment up to Rs. 5 Lakhs per family per year
- •Coverage for 1,500+ medical procedures
PM Ujjwala Yojana
BPL women without existing LPG connection
- •Free LPG connection with first refill
- •Security deposit waived
Sukanya Samriddhi Yojana
Parents of girl children below 10 years
- •High interest rate (currently ~8.2% p.a.)
- •Tax benefits under Section 80C
PM Mudra Yojana
Small business owners and aspiring entrepreneurs
- •Shishu: Loans up to Rs. 50,000
- •Kishore: Loans Rs. 50,001 to Rs. 5 Lakhs
Maharashtra Mukhyamantri Majhi Ladki Bahin Yojana
Women residents of Maharashtra aged 21-65 from low-income families
- •Monthly financial assistance of Rs. 1,500 transferred directly to the Aadhaar-linked bank account
- •Proposed increase of monthly benefit up to Rs. 2,100 in subsequent phases
Karnataka Gruha Lakshmi Scheme
Women heads of households in Karnataka possessing BPL or Antyodaya cards
- •Monthly financial assistance of Rs. 2,000 credited directly to the bank account
- •Total annual financial benefit of Rs. 24,000 per household
Madhya Pradesh Mukhyamantri Ladli Behna Scheme
Married, widowed, or divorced women residents of MP aged 21-60
- •Monthly direct cash transfer of Rs. 1,500 (increased from initial Rs. 1,000/month)
- •Proposed gradual increase up to Rs. 3,000 per month by the state government
TN Kalaignar Magalir Urimai Thogai Scheme
Women aged 21+ who are heads of households in Tamil Nadu with ration cards
- •Monthly financial assistance of Rs. 1,000 credited directly to the Aadhaar-linked bank account via DBT
- •Total annual financial benefit of Rs. 12,000 per household
Rajasthan Indira Gandhi Smartphone Yojana
Women heads of families in Rajasthan enrolled in the Chiranjeevi health insurance scheme
- •Free smartphone with 3 years of internet connectivity for eligible women and girl students
- •Digital literacy and empowerment to access government services, banking, and educational resources online
Bihar Mukhyamantri Kanya Utthan Yojana
Unmarried girl students who have completed graduation from a recognized Bihar university
- •Rs. 50,000 one-time scholarship upon completing graduation from a recognized university in Bihar
- •Additional financial support at earlier milestones: Rs. 2,000 at birth, Rs. 1,000 after first year vaccination, Rs. 2,000 on admission to Class 1, Rs. 2,000 on admission to Class 6, Rs. 3,000 on admission to Class 9, and Rs. 5,000 on passing Class 12
Jharkhand Mukhyamantri Maiya Samman Yojana
Women aged 18-50 residing in Jharkhand with a valid ration card
- •Monthly financial assistance of Rs. 2,500 deposited directly into the beneficiary's Aadhaar-linked bank account via DBT
- •Total annual financial benefit of Rs. 30,000 per eligible woman
Assam Orunodoi 3.0 Scheme
Women from economically weaker households in Assam with NFSA ration cards
- •Monthly financial assistance of Rs. 1,250 (base amount) deposited via DBT
- •Additional Rs. 250/month as LPG subsidy (effective January 2026), bringing total to Rs. 1,500/month for eligible families
UP Mukhyamantri Kanya Sumangala Yojana
Families in UP with girl children from birth through graduation
- •Total financial assistance of Rs. 25,000 provided across six stages: Rs. 5,000 at birth, Rs. 2,000 after first-year vaccination, Rs. 3,000 on Class 1 admission, Rs. 3,000 on Class 6 admission, Rs. 5,000 on Class 9 admission, Rs. 7,000 on graduation/diploma enrollment
- •Promotes girl child education, health, and delays early marriage
Gujarat Namo Lakshmi Yojana
Girl students in Class 9-12 in Gujarat government or recognized schools
- •Total scholarship of Rs. 50,000 over four years (Class 9 to Class 12)
- •Class 9 and 10: Rs. 10,000 per year (Rs. 500/month for 10 months based on attendance + remaining after passing board exam)
Haryana Deen Dayal Lado Lakshmi Yojana
Women aged 23+ in Haryana with Family ID and low income
- •Monthly financial assistance of Rs. 2,100 deposited via DBT
- •A portion credited to savings bank account and another to a government-operated Recurring Deposit / Fixed Deposit
Punjab Aashirwad Scheme (Marriage Assistance)
SC/BC/Christian/EWS families in Punjab with daughters getting married
- •One-time financial grant of Rs. 51,000 for the marriage of eligible daughters
- •Amount transferred directly to the bride's Aadhaar-linked bank account via DBT
Chhattisgarh Mahtari Vandan Yojana
Married, widowed, or divorced women aged 21+ in Chhattisgarh
- •Monthly financial assistance of Rs. 1,000 deposited via DBT to the woman's Aadhaar-linked bank account
- •Total annual benefit of Rs. 12,000 per eligible woman