Government Schemes for Women Empowerment
Financial independence programs, safety nets, maternity benefits, and self-help group support for women.
Lakshmir Bhandar
Women aged 25-60 who are the head of their household in West Bengal
- •Monthly direct cash transfer of Rs. 1,000 to General category female heads of households
- •Monthly direct cash transfer of Rs. 1,200 to SC/ST category female heads of households
Annapurna Bhandar
Women residents of West Bengal aged between 25 and 60 years
- •Monthly financial assistance of Rs. 3,000 transferred directly to the beneficiary's Aadhaar-linked bank account
- •Helps cover essential household needs like groceries, medicine, and children's education
Widow Pension
Destitute widows in WB with no income
- •Monthly pension of Rs. 1,000 via DBT
Rupashree Prakalpa
Brides aged 18+ from families with income < Rs. 1.5L/year
- •One-time financial grant of Rs. 25,000 for marriage expenses
- •Credited to the bride's bank account
Miscarriage Benefit
Registered female construction/unorganized workers undergoing miscarriages or medical termination of pregnancy
- •Financial grant of Rs. 3,000 paid to the registered female worker in case of miscarriage or medical termination of pregnancy (MTP)
Sukanya Samriddhi Yojana
Parents of girl children below 10 years
- •High interest rate (currently ~8.2% p.a.)
- •Tax benefits under Section 80C
Indira Gandhi National Widow Pension Scheme
Widows aged 40-79 belonging to BPL households in India
- •Monthly pension of Rs. 300, supplemented by state contributions (totalling Rs. 1,000/month in WB) credited directly to bank account
Maharashtra Mukhyamantri Majhi Ladki Bahin Yojana
Women residents of Maharashtra aged 21-65 from low-income families
- •Monthly financial assistance of Rs. 1,500 transferred directly to the Aadhaar-linked bank account
- •Proposed increase of monthly benefit up to Rs. 2,100 in subsequent phases
Karnataka Gruha Lakshmi Scheme
Women heads of households in Karnataka possessing BPL or Antyodaya cards
- •Monthly financial assistance of Rs. 2,000 credited directly to the bank account
- •Total annual financial benefit of Rs. 24,000 per household
Madhya Pradesh Mukhyamantri Ladli Behna Scheme
Married, widowed, or divorced women residents of MP aged 21-60
- •Monthly direct cash transfer of Rs. 1,500 (increased from initial Rs. 1,000/month)
- •Proposed gradual increase up to Rs. 3,000 per month by the state government
TN Kalaignar Magalir Urimai Thogai Scheme
Women aged 21+ who are heads of households in Tamil Nadu with ration cards
- •Monthly financial assistance of Rs. 1,000 credited directly to the Aadhaar-linked bank account via DBT
- •Total annual financial benefit of Rs. 12,000 per household
Jharkhand Mukhyamantri Maiya Samman Yojana
Women aged 18-50 residing in Jharkhand with a valid ration card
- •Monthly financial assistance of Rs. 2,500 deposited directly into the beneficiary's Aadhaar-linked bank account via DBT
- •Total annual financial benefit of Rs. 30,000 per eligible woman
UP Mukhyamantri Kanya Sumangala Yojana
Families in UP with girl children from birth through graduation
- •Total financial assistance of Rs. 25,000 provided across six stages: Rs. 5,000 at birth, Rs. 2,000 after first-year vaccination, Rs. 3,000 on Class 1 admission, Rs. 3,000 on Class 6 admission, Rs. 5,000 on Class 9 admission, Rs. 7,000 on graduation/diploma enrollment
- •Promotes girl child education, health, and delays early marriage
Haryana Deen Dayal Lado Lakshmi Yojana
Women aged 23+ in Haryana with Family ID and low income
- •Monthly financial assistance of Rs. 2,100 deposited via DBT
- •A portion credited to savings bank account and another to a government-operated Recurring Deposit / Fixed Deposit
Chhattisgarh Mahtari Vandan Yojana
Married, widowed, or divorced women aged 21+ in Chhattisgarh
- •Monthly financial assistance of Rs. 1,000 deposited via DBT to the woman's Aadhaar-linked bank account
- •Total annual benefit of Rs. 12,000 per eligible woman