Central Government Schemes

All Indian farmers with cultivable land

• •Rs. 6,000/year in 3 equal installments of Rs. 2,000 each
• •Direct bank transfer to farmer's Aadhaar-linked account

Homeless rural BPL families

• •Rs. 1.20 Lakhs subsidy in plains / Rs. 1.30 Lakhs in hilly areas
• •Additional Rs. 12,000 for toilet construction (Swachh Bharat linkage)

SECC-2011 deprived families

• •Rs. 5 Lakhs health cover per family per year
• •Cashless treatment at empaneled hospitals

Unorganized sector workers aged 18-40

• •Guaranteed monthly pension of Rs. 1,000 to Rs. 5,000 after age 60
• •Government co-contributes 50% of premium (for eligible members joined before 2016)

BPL women without existing LPG connection

• •Free LPG connection with first refill
• •Security deposit waived

All farmers growing notified crops

• •Crop insurance at nominal premium: 2% Kharif, 1.5% Rabi, 5% commercial crops
• •Full sum insured for crop loss due to natural calamities

Parents of girl children below 10 years

• •High interest rate (currently ~8.2% p.a.)
• •Tax benefits under Section 80C

Adult members of rural households willing to do manual work

• •100 days guaranteed wage employment per rural household per year
• •Minimum wages as per state notification

Small business owners and aspiring entrepreneurs

• •Shishu: Loans up to Rs. 50,000
• •Kishore: Loans Rs. 50,001 to Rs. 5 Lakhs

Students from SC/ST/OBC/Minority/EWS backgrounds seeking scholarships

• •Centralized portal for 100+ central and state scholarships
• •Pre-matric, post-matric, and merit-cum-means scholarships

Indian youth aged 17.5 to 21 years interested in serving in the Armed Forces

• •Four-year service tenure in the Indian Armed Forces (Army, Navy, or Air Force) with monthly salary starting at Rs. 30,000 in Year 1, Rs. 33,000 in Year 2, Rs. 36,500 in Year 3, and Rs. 40,000 in Year 4
• •Tax-free Seva Nidhi lump sum package of approximately Rs. 11.71 Lakh upon completing the four-year term (includes 30% monthly contribution + government matching + interest)

Self-employed artisans and craftspeople working in any of the 18 identified traditional trades

• •PM Vishwakarma Certificate and Digital ID Card providing formal recognition as a traditional artisan
• •5-7 days of basic skill training with optional 15+ days of advanced training, with a training stipend of Rs. 500 per day

All Indian citizens aged 18-50 who hold a savings bank account and want affordable life insurance

• •Life insurance cover of Rs. 2 Lakh payable to the nominee in the event of the subscriber's death due to any cause (natural or accidental)
• •Annual premium of only Rs. 436 — auto-debited from bank account, making it one of the cheapest term life insurance policies in India

All Indian citizens aged 18-70 who want affordable accidental death and disability insurance

• •Accidental death cover of Rs. 2 Lakh payable to the nominee
• •Total permanent disability cover of Rs. 2 Lakh (loss of both eyes, both hands, both feet, or loss of one eye and one hand/foot)