National Database

Central Government Schemes

Information regarding nationwide Central Sector and Centrally Sponsored schemes. Verify documentation criteria and access direct status links for PM-Kisan, APY, and major central welfare databases.

West Bengal child-welfare

Beti Bachao Beti Padhao

Who Can Apply:

Parents of minor girl children seeking savings account linkages

Key Benefits:

•Socio-educational campaigns to promote girls' education

•Linked to Sukanya Samriddhi Yojana for high-yield girl education savings account

Updated: July 2026

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West Bengal Agriculture

Pradhan Mantri Fasal Bima Yojana

Who Can Apply:

All farmers in notified zones growing notified crops in West Bengal

Key Benefits:

•Comprehensive insurance cover against crop failure due to drought, floods, pests, and local natural calamities

•Low premium rates: 2% for Kharif, 1.5% for Rabi, 5% for commercial crops

Updated: July 2026

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West Bengal utility

Pradhan Mantri Ujjwala Yojana

Who Can Apply:

Adult women from BPL households in WB without an active gas connection

Key Benefits:

•Free LPG connection including a deposit-free gas cylinder, regulator, and safety hose

•State-backed financial assistance of Rs. 1,600 to purchase the hot plate stove and first refill cylinder

Updated: July 2026

Official Link Read Guide

West Bengal child-welfare

Beti Bachao Beti Padhao (BSY/BMSSY)

Who Can Apply:

Parents of minor girl children seeking savings account linkages

Key Benefits:

•Socio-educational campaigns to promote girls' education

•Linked to Sukanya Samriddhi Yojana for high-yield girl education savings account

Updated: July 2026

Official Link Read Guide

Central Agriculture

PM Kisan Samman Nidhi

Who Can Apply:

All Indian farmers with cultivable land

Key Benefits:

•Rs. 6,000/year in 3 equal installments of Rs. 2,000 each

•Direct bank transfer to farmer's Aadhaar-linked account

Updated: July 2026

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Central Housing & Subsidies

PM Awas Yojana (Gramin)

Who Can Apply:

Homeless rural BPL families

Key Benefits:

•Rs. 1.20 Lakhs subsidy in plains / Rs. 1.30 Lakhs in hilly areas

•Additional Rs. 12,000 for toilet construction (Swachh Bharat linkage)

Updated: July 2026

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Central Health & Insurance

Ayushman Bharat PM-JAY

Who Can Apply:

SECC-2011 deprived families

Key Benefits:

•Rs. 5 Lakhs health cover per family per year

•Cashless treatment at empaneled hospitals

Updated: July 2026

Official Link Read Guide

Central Banking

Atal Pension Yojana

Who Can Apply:

Unorganized sector workers aged 18-40

Key Benefits:

•Guaranteed monthly pension of Rs. 1,000 to Rs. 5,000 after age 60

•Government co-contributes 50% of premium (for eligible members joined before 2016)

Updated: July 2026

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Central utility

PM Ujjwala Yojana

Who Can Apply:

BPL women without existing LPG connection

Key Benefits:

•Free LPG connection with first refill

•Security deposit waived

Updated: June 2026

Official Link Read Guide

Central Agriculture

PM Fasal Bima Yojana

Who Can Apply:

All farmers growing notified crops

Key Benefits:

•Crop insurance at nominal premium: 2% Kharif, 1.5% Rabi, 5% commercial crops

•Full sum insured for crop loss due to natural calamities

Updated: July 2026

Official Link Read Guide

Central Women Empowerment

Sukanya Samriddhi Yojana

Who Can Apply:

Parents of girl children below 10 years

Key Benefits:

•High interest rate (currently ~8.2% p.a.)

•Tax benefits under Section 80C

Updated: July 2026

Official Link Read Guide

Central Employment & Skills

MGNREGA

Who Can Apply:

Adult members of rural households willing to do manual work

Key Benefits:

•100 days guaranteed wage employment per rural household per year

•Minimum wages as per state notification

Updated: July 2026

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Central Business & MSME

PM Mudra Yojana

Who Can Apply:

Small business owners and aspiring entrepreneurs

Key Benefits:

•Shishu: Loans up to Rs. 50,000

•Kishore: Loans Rs. 50,001 to Rs. 5 Lakhs

Updated: July 2026

Official Link Read Guide

Central Scholarships

National Scholarship Portal

Who Can Apply:

Students from SC/ST/OBC/Minority/EWS backgrounds seeking scholarships

Key Benefits:

•Centralized portal for 100+ central and state scholarships

•Pre-matric, post-matric, and merit-cum-means scholarships

Updated: July 2026

Official Link Read Guide

Central Employment & Skills

Agnipath Scheme (Agniveer)

Who Can Apply:

Indian youth aged 17.5 to 21 years interested in serving in the Armed Forces

Key Benefits:

•Four-year service tenure in the Indian Armed Forces (Army, Navy, or Air Force) with monthly salary starting at Rs. 30,000 in Year 1, Rs. 33,000 in Year 2, Rs. 36,500 in Year 3, and Rs. 40,000 in Year 4

•Tax-free Seva Nidhi lump sum package of approximately Rs. 11.71 Lakh upon completing the four-year term (includes 30% monthly contribution + government matching + interest)

Updated: July 2026

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Central skill-development

PM Vishwakarma Yojana

Who Can Apply:

Self-employed artisans and craftspeople working in any of the 18 identified traditional trades

Key Benefits:

•PM Vishwakarma Certificate and Digital ID Card providing formal recognition as a traditional artisan

•5-7 days of basic skill training with optional 15+ days of advanced training, with a training stipend of Rs. 500 per day

Updated: July 2026

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Central Social Welfare

PM Jeevan Jyoti Bima Yojana (PMJJBY)

Who Can Apply:

All Indian citizens aged 18-50 who hold a savings bank account and want affordable life insurance

Key Benefits:

•Life insurance cover of Rs. 2 Lakh payable to the nominee in the event of the subscriber's death due to any cause (natural or accidental)

•Annual premium of only Rs. 436 — auto-debited from bank account, making it one of the cheapest term life insurance policies in India

Updated: July 2026

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Central Social Welfare

PM Suraksha Bima Yojana (PMSBY)

Who Can Apply:

All Indian citizens aged 18-70 who want affordable accidental death and disability insurance

Key Benefits:

•Accidental death cover of Rs. 2 Lakh payable to the nominee

•Total permanent disability cover of Rs. 2 Lakh (loss of both eyes, both hands, both feet, or loss of one eye and one hand/foot)

Updated: July 2026

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All States utility

PM Surya Ghar Muft Bijli Yojana

Who Can Apply:

Indian homeowners wishing to transition to solar power and reduce electricity bills

Key Benefits:

•Direct subsidy up to Rs. 78,000 for installing up to 3kW rooftop solar panels

•Guarantees 300 units of free electricity per month for the household

Updated: July 2026

Official Link Read Guide

All States Social Welfare

PM SVANidhi Scheme

Who Can Apply:

Urban street vendors, hawkers, and cart operators in India

Key Benefits:

•Collateral-free working capital loan of Rs. 10,000 (1st tranche), Rs. 20,000 (2nd tranche), and Rs. 50,000 (3rd tranche)

•Interest subsidy of 7% per annum on timely repayments

Updated: July 2026

Official Link Read Guide

All States Business & MSME

PMEGP (Prime Minister Employment Generation Programme)

Who Can Apply:

Budding entrepreneurs looking to set up manufacturing or service start-ups in India

Key Benefits:

•Credit-linked subsidy for new projects: up to Rs. 50 Lakhs (manufacturing) and Rs. 20 Lakhs (service)

•State-backed margin money subsidy ranging from 15% to 35% based on location and category

Updated: July 2026

Official Link Read Guide

All States Banking

PM Jan Dhan Yojana

Who Can Apply:

Unbanked citizens seeking zero-balance savings accounts

Key Benefits:

•Zero-balance savings account with no minimum balance requirements

•Free RuPay Debit Card with built-in Rs. 2 Lakhs accidental death insurance cover

Updated: July 2026

Official Link Read Guide

All States Agriculture

PM Matsya Kisan Samridhi Sah-Yojana

Who Can Apply:

Fishers, fish seed growers, and aquaculture workers registered on NFDP

Key Benefits:

•Access to institutional credit via specialized Matsya Kisan Cards

•One-time financial subsidy for purchasing fishing boats, nets, and aerators

Updated: July 2026

Official Link Read Guide

All States Business & MSME

PM Formalisation of Micro Food Processing Enterprises

Who Can Apply:

Micro food manufacturers (pickles, spices, juices) and FPOs looking to scale up in India

Key Benefits:

•Credit-linked capital subsidy of 35% of the project cost (max Rs. 10 Lakhs)

•Seed capital up to Rs. 40,000 per member of SHG for working capital and purchasing small tools

Updated: July 2026

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All States Social Welfare

PM Garib Kalyan Anna Yojana

Who Can Apply:

Poor and vulnerable families in India seeking free food security support

Key Benefits:

•Free supply of 5 kg foodgrains (rice/wheat) per person per month to all PHH cardholders

•Free supply of 35 kg foodgrains per family per month to AAY cardholders

Updated: July 2026

Official Link Read Guide

All States Agriculture

Soil Health Card Scheme

Who Can Apply:

All farmers in India seeking to optimize crop yields and fertilizer use

Key Benefits:

•Free testing of soil nutrient status (12 parameters including N, P, K, pH)

•Printed Soil Health Card showing nutrient deficiencies and recommendation of exact fertilizer dosage

Updated: July 2026

Official Link Read Guide

All States Housing & Subsidies

PM Awas Yojana (Urban)

Who Can Apply:

Urban poor, slum dwellers, and middle income families in India without owned concrete houses

Key Benefits:

•Credit Linked Subsidy Scheme (CLSS) up to Rs. 2.67 Lakhs on housing loan interest rates

•Direct central grant of Rs. 1.5 Lakhs for construction/extension of own houses under Beneficiary Led Construction (BLC)

Updated: July 2026

Official Link Read Guide

All States Social Welfare

National Social Assistance Programme (NSAP)

Who Can Apply:

Elderly, widowed, or disabled individuals from BPL families in India

Key Benefits:

•Direct monthly pension support (varies by sub-schemes like IGNOAPS, IGNWPS) from Rs. 200 to Rs. 1,000, supplemented by matching state contributions

Updated: July 2026

Official Link Read Guide

All States Senior Citizens

Indira Gandhi National Old Age Pension Scheme

Who Can Apply:

Seniors aged 60+ from BPL households in India

Key Benefits:

•Monthly pension of Rs. 200 (for ages 60-79) and Rs. 500 (for ages 80+), typically matched by state contributions (totalling Rs. 1,000/month in WB)

Updated: July 2026

Official Link Read Guide

All States Women Empowerment

Indira Gandhi National Widow Pension Scheme

Who Can Apply:

Widows aged 40-79 belonging to BPL households in India

Key Benefits:

•Monthly pension of Rs. 300, supplemented by state contributions (totalling Rs. 1,000/month in WB) credited directly to bank account

Updated: July 2026

Official Link Read Guide

All States Social Welfare

Indira Gandhi National Disability Pension Scheme

Who Can Apply:

Severely disabled persons aged 18-79 from BPL households in India

Key Benefits:

•Monthly pension of Rs. 300 (Rs. 500 after 80 years), supplemented by state contributions (totalling Rs. 1,000/month in WB)

Updated: July 2026

Official Link Read Guide

All States Social Welfare

National Family Benefit Scheme

Who Can Apply:

Nominees/survivors of deceased primary breadwinners aged 18-59 in BPL households

Key Benefits:

•One-time financial grant assistance of Rs. 20,000 paid to the surviving head of the household in case of the primary breadwinner's death

Updated: July 2026

Official Link Read Guide

Structure of Centrally Funded Welfare Systems

National welfare schemes in India are designed to set uniform minimum security protocols across all states. These are typically administered through state machinery but co-funded by the central exchequer. To check status check details for central schemes, you can log in to the official direct portals (like pmkisan.gov.in) using your registered Aadhaar or Mobile identification codes.