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CentralHousing & SubsidiesCentral Scheme
PM Awas Yojana (Gramin)
Managed by: Ministry of Rural Development (Department of Rural Development)
About the Scheme
PMAY-G provides financial assistance for construction of pucca houses to homeless rural families in India.
Welfare Benefits & Assistance
- •Rs. 1.20 Lakhs subsidy in plains / Rs. 1.30 Lakhs in hilly areas
- •Additional Rs. 12,000 for toilet construction (Swachh Bharat linkage)
- •90 days MGNREGA wages for construction labor
Eligibility Criteria
State ResidencyIndian citizen in rural area
Age LimitsHead of household (any age)
Family Income CapMust be from BPL/SECC deprived household
Social Class / CategoryPriority to SC/ST, minorities, and BPL families
Additional Prerequisites
- Must not own a pucca house anywhere in India
- Selected from SECC-2011 data
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your application.
How to Apply (Step-by-Step Guide)
1
Apply at pmayg.nic.in
1
Apply through Gram Panchayat or Block Development Office
Who Should Apply?
- ✓Homeless rural BPL families
Who Should NOT Apply?
- ✗Urban residents
- ✗Families with existing pucca house
Frequently Asked Questions (FAQs)
What is the subsidy amount?
Rs. 1.20 Lakhs in plains and Rs. 1.30 Lakhs in hilly/difficult areas.
Related Welfare Schemes
PM Kisan Samman Nidhi
Who Can Apply:
All Indian farmers with cultivable land
Key Benefits:
•Rs. 6,000/year in 3 equal installments of Rs. 2,000 each
•Direct bank transfer to farmer's Aadhaar-linked account
Updated: July 2026
PM Ujjwala Yojana
Who Can Apply:
BPL women without existing LPG connection
Key Benefits:
•Free LPG connection with first refill
•Security deposit waived
Updated: June 2026
Akanksha Housing Scheme
Who Can Apply:
Serving West Bengal state government employees without urban housing
Key Benefits:
•Subsidized land or ready-built flats allocated on ownership basis
•Easy EMI payment schedules connected to salary
Updated: July 2026
Gitanjali Housing Scheme
Who Can Apply:
Poor families in West Bengal living in mud houses who own a small parcel of land
Key Benefits:
•Financial grant of Rs. 1.2 Lakhs in plains and Rs. 1.3 Lakhs in hilly/forest areas for constructing a concrete housing unit
Updated: July 2026
Scheme Details
State / CentralCentral Government
AuthorityDepartment of Rural Development
SubcategoryRural Housing
Launch DateNovember 2016
Target Beneficiarygeneral
Official Helpline1800-11-6446 (Toll-Free)