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Educational Directory: This is a compiled checklist guide listing Housing & Shelter-specific welfare support. We are not associated with any ministry. Please review details before submitting forms on official portals.

Government Schemes for Housing & Shelter

Affordable housing construction subsidies, urban renewal, and rural shelter programs.

Akanksha Housing Scheme

Who Can Apply

Serving West Bengal state government employees without urban housing

Key Benefits
  • Subsidized land or ready-built flats allocated on ownership basis
  • Easy EMI payment schedules connected to salary
Updated: July 2026Track Status

Gitanjali Housing Scheme

Who Can Apply

Poor families in West Bengal living in mud houses who own a small parcel of land

Key Benefits
  • Financial grant of Rs. 1.2 Lakhs in plains and Rs. 1.3 Lakhs in hilly/forest areas for constructing a concrete housing unit
Updated: July 2026Track Status

Nijasharee Housing Scheme

Who Can Apply

LIG and MIG families in WB without owned urban housing units

Key Benefits
  • Subsidized 1BHK and 2BHK flat options in urban complexes
  • LIG flats (378 sq ft) and MIG flats (559 sq ft) allocated at highly subsidized government rates
Updated: July 2026Track Status

Pratyasha Housing Scheme

Who Can Apply

Serving West Bengal Police and Kolkata Police constables, head constables, and sub-inspectors

Key Benefits
  • Highly subsidized apartment accommodations in newly constructed police housing cooperative zones
  • Promotes social security for junior ranks
Updated: July 2026Track Status

Banglar Bari Housing Scheme

Who Can Apply

Urban poor and slum dwellers in West Bengal municipal areas

Key Benefits
  • Subsidized ownership of ready-to-move 1BHK/2BHK flats in high-rise municipal complexes
  • State government finances up to 90% of the flat cost
Updated: July 2026Track Status

Banglar Bari Housing Scheme

Who Can Apply

Urban poor and slum dwellers in West Bengal municipal areas

Key Benefits
  • Subsidized ownership of ready-to-move 1BHK/2BHK flats in high-rise municipal complexes
  • State government finances up to 90% of the flat cost
Updated: July 2026Track Status

PM Awas Yojana (Gramin)

Who Can Apply

Homeless rural BPL families

Key Benefits
  • Rs. 1.20 Lakhs subsidy in plains / Rs. 1.30 Lakhs in hilly areas
  • Additional Rs. 12,000 for toilet construction (Swachh Bharat linkage)
Updated: July 2026Track Status

PM Awas Yojana (Urban)

Who Can Apply

Urban poor, slum dwellers, and middle income families in India without owned concrete houses

Key Benefits
  • Credit Linked Subsidy Scheme (CLSS) up to Rs. 2.67 Lakhs on housing loan interest rates
  • Direct central grant of Rs. 1.5 Lakhs for construction/extension of own houses under Beneficiary Led Construction (BLC)
Updated: July 2026Track Status