Educational Directory: This is a compiled checklist guide listing Housing & Shelter-specific welfare support. We are not associated with any ministry. Please review details before submitting forms on official portals.
Government Schemes for Housing & Shelter
Affordable housing construction subsidies, urban renewal, and rural shelter programs.
Akanksha Housing Scheme
Who Can Apply:
Serving West Bengal state government employees without urban housing
Key Benefits:
•Subsidized land or ready-built flats allocated on ownership basis
•Easy EMI payment schedules connected to salary
Updated: July 2026
Gitanjali Housing Scheme
Who Can Apply:
Poor families in West Bengal living in mud houses who own a small parcel of land
Key Benefits:
•Financial grant of Rs. 1.2 Lakhs in plains and Rs. 1.3 Lakhs in hilly/forest areas for constructing a concrete housing unit
Updated: July 2026
Nijasharee Housing Scheme
Who Can Apply:
LIG and MIG families in WB without owned urban housing units
Key Benefits:
•Subsidized 1BHK and 2BHK flat options in urban complexes
•LIG flats (378 sq ft) and MIG flats (559 sq ft) allocated at highly subsidized government rates
Updated: July 2026
Pratyasha Housing Scheme
Who Can Apply:
Serving West Bengal Police and Kolkata Police constables, head constables, and sub-inspectors
Key Benefits:
•Highly subsidized apartment accommodations in newly constructed police housing cooperative zones
•Promotes social security for junior ranks
Updated: July 2026
Banglar Bari Housing Scheme
Who Can Apply:
Urban poor and slum dwellers in West Bengal municipal areas
Key Benefits:
•Subsidized ownership of ready-to-move 1BHK/2BHK flats in high-rise municipal complexes
•State government finances up to 90% of the flat cost
Updated: July 2026
Banglar Bari Housing Scheme
Who Can Apply:
Urban poor and slum dwellers in West Bengal municipal areas
Key Benefits:
•Subsidized ownership of ready-to-move 1BHK/2BHK flats in high-rise municipal complexes
•State government finances up to 90% of the flat cost
Updated: July 2026
PM Awas Yojana (Gramin)
Who Can Apply:
Homeless rural BPL families
Key Benefits:
•Rs. 1.20 Lakhs subsidy in plains / Rs. 1.30 Lakhs in hilly areas
•Additional Rs. 12,000 for toilet construction (Swachh Bharat linkage)
Updated: July 2026
PM Awas Yojana (Urban)
Who Can Apply:
Urban poor, slum dwellers, and middle income families in India without owned concrete houses
Key Benefits:
•Credit Linked Subsidy Scheme (CLSS) up to Rs. 2.67 Lakhs on housing loan interest rates
•Direct central grant of Rs. 1.5 Lakhs for construction/extension of own houses under Beneficiary Led Construction (BLC)
Updated: July 2026