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All StatesHousing & SubsidiesCentral Scheme

PM Awas Yojana (Urban)

Managed by: Ministry of Housing and Urban Affairs (State Housing Boards / Municipalities)

Apply via Official Portal Track Application

About the Scheme

Flagship central housing mission aiming to provide all-weather concrete (pucca) houses with basic civic amenities to all eligible urban poor households.

Welfare Benefits & Assistance

•Credit Linked Subsidy Scheme (CLSS) up to Rs. 2.67 Lakhs on housing loan interest rates
•Direct central grant of Rs. 1.5 Lakhs for construction/extension of own houses under Beneficiary Led Construction (BLC)

Eligibility Criteria

State ResidencyCitizen of India

Age Limits21 to 70 years

Family Income CapEWS, LIG, and MIG income limits

Social Class / CategoryAll categories

Additional Prerequisites

Must not own any other concrete/pucca house in any part of India in the name of any family member

Documents Required for Application

Income certificate from employer / local magistrateAadhaar Card of all family membersVoter ID / residence proofProperty details / land deeds (for BLC)

Tip: Keep scanned color copies of these documents ready before starting your application.

How to Apply (Step-by-Step Guide)

Apply through the PMAY-U Portal (pmaymis.gov.in) or CSCs

Who Should Apply?

✓Urban poor, slum dwellers, and middle income families in India without owned concrete houses

Who Should NOT Apply?

✗Families already owning concrete homes in India
✗Rural residents

Frequently Asked Questions (FAQs)

What is the BLC component under PMAY-U?

Beneficiary Led Construction (BLC) provides a direct cash grant of Rs. 1.5 Lakhs to EWS urban families to build or renovate their own homes on personal land.