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CentralAgricultureCentral Scheme
PM Fasal Bima Yojana
Managed by: Ministry of Agriculture & Farmers Welfare (Department of Agriculture)
About the Scheme
PMFBY provides affordable crop insurance to all farmers, covering losses from natural calamities, pests, and diseases.
Welfare Benefits & Assistance
- •Crop insurance at nominal premium: 2% Kharif, 1.5% Rabi, 5% commercial crops
- •Full sum insured for crop loss due to natural calamities
- •Post-harvest loss coverage for 14 days
Eligibility Criteria
State ResidencyIndian citizen
Age LimitsAny age farmer
Family Income CapOpen to all farmers
Social Class / CategoryAll
Additional Prerequisites
- Crop must be notified under the scheme for the season
- Voluntary for non-loanee farmers
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your application.
How to Apply (Step-by-Step Guide)
1
Apply at pmfby.gov.in or through CSC
1
Apply through bank branch where crop loan is taken
Who Should Apply?
- ✓All farmers growing notified crops
Who Should NOT Apply?
- ✗Farmers growing non-notified crops in the area
Frequently Asked Questions (FAQs)
What is the premium rate?
2% for Kharif crops, 1.5% for Rabi, and 5% for commercial/horticultural crops.
Related Welfare Schemes
PM Kisan Samman Nidhi
Who Can Apply:
All Indian farmers with cultivable land
Key Benefits:
•Rs. 6,000/year in 3 equal installments of Rs. 2,000 each
•Direct bank transfer to farmer's Aadhaar-linked account
Updated: July 2026
Krishak Bandhu
Who Can Apply:
All WB farmers with cultivable land
Key Benefits:
•Rs. 10,000/year (two installments of Rs. 5,000 each) for farmers with 1+ acre
•Rs. 4,000/year for farmers with less than 1 acre
Updated: July 2026
Amar Fasal Amar Gola
Who Can Apply:
Small and marginal farmers in West Bengal with active land cultivation
Key Benefits:
•Financial subsidy up to Rs. 25,000 for construction of zero-energy cool chambers or crop silos
•Reduces post-harvest storage loss
Updated: July 2026
Credit Linked Subsidy of Farm Machinery
Who Can Apply:
Farmers and agricultural groups taking bank loans for farm machinery in WB
Key Benefits:
•Credit-linked subsidy of up to 40% (max Rs. 2 Lakhs) for purchasing power tillers, tractors, and combine harvesters
•Reduces interest burden of bank loan
Updated: July 2026
Scheme Details
State / CentralCentral Government
AuthorityDepartment of Agriculture
SubcategoryCrop Insurance
Launch DateFebruary 2016
Target Beneficiaryfarmers
Official Helpline1800-200-7710