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CentralAgricultureCentral Scheme
PM Fasal Bima Yojana
Managed by: Ministry of Agriculture & Farmers Welfare (Department of Agriculture)
About the Scheme
PMFBY provides affordable crop insurance to all farmers, covering losses from natural calamities, pests, and diseases.
Welfare Benefits & Assistance
- •Crop insurance at nominal premium: 2% Kharif, 1.5% Rabi, 5% commercial crops
- •Full sum insured for crop loss due to natural calamities
- •Post-harvest loss coverage for 14 days
Eligibility Criteria
State ResidencyIndian citizen
Age LimitsAny age farmer
Family Income CapOpen to all farmers
Social Class / CategoryAll
Additional Prerequisites
- Crop must be notified under the scheme for the season
- Voluntary for non-loanee farmers
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your online application.
How to Apply (Step-by-Step Guide)
1
Apply at pmfby.gov.in or through CSC
1
Apply through bank branch where crop loan is taken
Who Should Apply?
- ✓All farmers growing notified crops
Who Should NOT Apply?
- ✗Farmers growing non-notified crops in the area
Common Rejection Reasons
- •Application after cut-off date
- •Crop not notified
Recent Updates & Changes
Frequently Asked Questions (FAQs)
What is the premium rate?
2% for Kharif crops, 1.5% for Rabi, and 5% for commercial/horticultural crops.
Related Welfare Schemes
PM Kisan Samman Nidhi
Who Can Apply
All Indian farmers with cultivable land
Key Benefits
- •Rs. 6,000/year in 3 equal installments of Rs. 2,000 each
- •Direct bank transfer to farmer's Aadhaar-linked account
Updated: July 2026Track Status
Krishak Bandhu
Who Can Apply
All WB farmers with cultivable land
Key Benefits
- •Rs. 10,000/year (two installments of Rs. 5,000 each) for farmers with 1+ acre
- •Rs. 4,000/year for farmers with less than 1 acre
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AP Annadatha Sukhibhava (Farmer Support)
Who Can Apply
All active farmers in Andhra Pradesh with registered land holdings
Key Benefits
- •Annual financial support of Rs. 13,500 per farmer family for agricultural investment, provided through Direct Benefit Transfer (DBT)
- •In addition to the state's Rs. 13,500, eligible farmers also receive Rs. 6,000 per year under PM-KISAN (central scheme), bringing total annual support to Rs. 19,500
Updated: July 2026Track Status
Odisha KALIA Yojana (CM-KISAN)
Who Can Apply
Small and marginal farmers in Odisha owning up to 2 hectares
Key Benefits
- •Small and marginal farmers: Rs. 4,000 per year in two installments of Rs. 2,000 (around Nuakhai and Akshaya Tritiya)
- •Landless agricultural households: Rs. 12,500 per year for allied livelihood activities (goat rearing, poultry, fishery, mushroom cultivation, bee-keeping)
Updated: July 2026Track Status
Scheme Details
State / CentralCentral Government
AuthorityDepartment of Agriculture
SubcategoryCrop Insurance
Launch DateFebruary 2016
Target Beneficiaryfarmers
Official Helpline1800-200-7710