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CentralBankingCentral Scheme
Atal Pension Yojana
Managed by: Ministry of Finance (Pension Fund Regulatory & Development Authority (PFRDA))
About the Scheme
APY provides guaranteed monthly pension between Rs. 1,000 to Rs. 5,000 to unorganized sector workers after age 60.
Welfare Benefits & Assistance
- •Guaranteed monthly pension of Rs. 1,000 to Rs. 5,000 after age 60
- •Government co-contributes 50% of premium (for eligible members joined before 2016)
- •Nominee receives accumulated corpus upon subscriber's death
Eligibility Criteria
State ResidencyIndian citizen
Age Limits18-40 years at enrollment
Family Income CapOpen to all — targeted at unorganized sector
Social Class / CategoryAll
Additional Prerequisites
- Must have a savings bank account
- Must not be an income tax payer (post-2022 rule)
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your online application.
How to Apply (Step-by-Step Guide)
1
Apply through net banking or APY mobile app
1
Visit bank branch and fill APY registration form
Who Should Apply?
- ✓Unorganized sector workers aged 18-40
Who Should NOT Apply?
- ✗Income tax payers
- ✗Workers with EPF/EPS coverage
Common Rejection Reasons
- •Age above 40 at enrollment
- •Income tax payer status detected
Recent Updates & Changes
Frequently Asked Questions (FAQs)
What is the minimum pension?
Rs. 1,000/month depending on the contribution and age of joining.
Related Welfare Schemes
PM Kisan Samman Nidhi
Who Can Apply
All Indian farmers with cultivable land
Key Benefits
- •Rs. 6,000/year in 3 equal installments of Rs. 2,000 each
- •Direct bank transfer to farmer's Aadhaar-linked account
Updated: July 2026Track Status
PM Ujjwala Yojana
Who Can Apply
BPL women without existing LPG connection
Key Benefits
- •Free LPG connection with first refill
- •Security deposit waived
Updated: June 2026Track Status
Scheme Details
State / CentralCentral Government
AuthorityPension Fund Regulatory & Development Authority (PFRDA)
SubcategoryPension Scheme
Launch DateJune 2015
Target Beneficiarygeneral
Official Helpline1800-110-708 (Toll-Free)