Important Educational Notice: This is an independent information portal. We are NOT associated with the Central Government, Ministry of Ministry of Finance, or any other government authority. All guidelines and links provided here are for educational purposes. For official submissions, always refer to the official portal linked below.
CentralBankingCentral Scheme
Atal Pension Yojana
Managed by: Ministry of Finance (Pension Fund Regulatory & Development Authority (PFRDA))
About the Scheme
APY provides guaranteed monthly pension between Rs. 1,000 to Rs. 5,000 to unorganized sector workers after age 60.
Welfare Benefits & Assistance
- •Guaranteed monthly pension of Rs. 1,000 to Rs. 5,000 after age 60
- •Government co-contributes 50% of premium (for eligible members joined before 2016)
- •Nominee receives accumulated corpus upon subscriber's death
Eligibility Criteria
State ResidencyIndian citizen
Age Limits18-40 years at enrollment
Family Income CapOpen to all — targeted at unorganized sector
Social Class / CategoryAll
Additional Prerequisites
- Must have a savings bank account
- Must not be an income tax payer (post-2022 rule)
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your application.
How to Apply (Step-by-Step Guide)
1
Apply through net banking or APY mobile app
1
Visit bank branch and fill APY registration form
Who Should Apply?
- ✓Unorganized sector workers aged 18-40
Who Should NOT Apply?
- ✗Income tax payers
- ✗Workers with EPF/EPS coverage
Frequently Asked Questions (FAQs)
What is the minimum pension?
Rs. 1,000/month depending on the contribution and age of joining.
Related Welfare Schemes
PM Kisan Samman Nidhi
Who Can Apply:
All Indian farmers with cultivable land
Key Benefits:
•Rs. 6,000/year in 3 equal installments of Rs. 2,000 each
•Direct bank transfer to farmer's Aadhaar-linked account
Updated: July 2026
PM Ujjwala Yojana
Who Can Apply:
BPL women without existing LPG connection
Key Benefits:
•Free LPG connection with first refill
•Security deposit waived
Updated: June 2026
PM Jan Dhan Yojana
Who Can Apply:
Unbanked citizens seeking zero-balance savings accounts
Key Benefits:
•Zero-balance savings account with no minimum balance requirements
•Free RuPay Debit Card with built-in Rs. 2 Lakhs accidental death insurance cover
Updated: July 2026
Scheme Details
State / CentralCentral Government
AuthorityPension Fund Regulatory & Development Authority (PFRDA)
SubcategoryPension Scheme
Launch DateJune 2015
Target Beneficiarygeneral
Official Helpline1800-110-708 (Toll-Free)