Government Schemes in West Bengal

Women aged 25-60 who are the head of their household in West Bengal

• •Monthly direct cash transfer of Rs. 1,000 to General category female heads of households
• •Monthly direct cash transfer of Rs. 1,200 to SC/ST category female heads of households

Women residents of West Bengal aged between 25 and 60 years

• •Monthly financial assistance of Rs. 3,000 transferred directly to the beneficiary's Aadhaar-linked bank account
• •Helps cover essential household needs like groceries, medicine, and children's education

SC/ST residents aged 60+ in West Bengal

• •Monthly pension of Rs. 1,000 credited directly to bank account
• •Covers both Taposili Bandhu (SC) and Jai Johar (ST) sub-schemes

BPL seniors aged 60+ not covered by Jai Bangla

• •Monthly pension of Rs. 1,000 via DBT
• •No beneficiary contribution required

Destitute widows in WB with no income

• •Monthly pension of Rs. 1,000 via DBT

Persons with 40%+ disability in WB

• •Monthly pension of Rs. 1,000 via DBT
• •No age restriction for disabled persons

Unmarried girls aged 13-18 in WB

• •K1: Annual scholarship of Rs. 1,000 for girls aged 13-18
• •K2: One-time grant of Rs. 25,000 upon turning 18 (if unmarried and in education)

Brides aged 18+ from families with income < Rs. 1.5L/year

• •One-time financial grant of Rs. 25,000 for marriage expenses
• •Credited to the bride's bank account

All WB families — especially those without private health insurance

• •Cashless treatment up to Rs. 5 Lakhs per family per year
• •Coverage for 1,500+ medical procedures

WB students admitted to higher education

• •Soft loan up to Rs. 10 Lakhs for higher education
• •Simple interest rate of 4% (6% for professional courses)

Any WB resident who needs to enroll in welfare schemes

• •Doorstep access to 10+ welfare scheme enrollments
• •On-spot Swasthya Sathi card issuance

All WB farmers with cultivable land

• •Rs. 10,000/year (two installments of Rs. 5,000 each) for farmers with 1+ acre
• •Rs. 4,000/year for farmers with less than 1 acre

Unemployed youth aged 18-45 registered with Employment Exchange

• •Monthly allowance of Rs. 1,500 for unemployed youth
• •Skill development linkage and placement assistance

Unorganized sector workers in WB aged 18-60

• •Provident fund contributions by government
• •Accident insurance cover up to Rs. 2 Lakhs

Minority community students in Class 1-8

• •Annual scholarship amount for minority students in primary/upper primary level

Minority students Class 9+ with family income < Rs. 2.5L

• •Monthly stipend for minority students from Class 9 onwards
• •Covers tuition and maintenance costs

SC/ST students in Class 5-8 in WB

• •Annual scholarship for SC/ST students in upper primary level
• •Prevention of school dropout

Minority students at all levels in WB

• •Consolidated scholarship covering pre-matric and post-matric minority students
• •Covers admission fees, tuition, maintenance allowance

Registered unorganized workers in West Bengal

• •Financial grant of up to Rs. 2 Lakhs in case of accidental death
• •Financial aid of up to Rs. 1 Lakh for permanent disability due to accident

Serving West Bengal state government employees without urban housing

• •Subsidized land or ready-built flats allocated on ownership basis
• •Easy EMI payment schedules connected to salary

Small and marginal farmers in West Bengal with active land cultivation

• •Financial subsidy up to Rs. 25,000 for construction of zero-energy cool chambers or crop silos
• •Reduces post-harvest storage loss

Registered handicraft and handloom artisans in West Bengal

• •Free access to government-sponsored exhibitions and melas for product sale
• •Travel and transport allowances for transporting goods to exhibitions

Traditional handicraft and handloom artisans aged 60+ in West Bengal

• •Monthly pension of Rs. 1,000 for elderly artisans
• •One-time tool-kit purchase grant up to Rs. 10,000

Children of registered construction/unorganized workers studying in recognized institutions

• •Annual educational stipend ranging from Rs. 2,000 (primary) to Rs. 15,000 (post-graduate / professional courses)

Registered unorganized/construction workers in West Bengal marrying or marrying off their daughter

• •One-time financial assistance of Rs. 20,000 for the marriage of a registered worker or their daughter

New or expanding MSME units in West Bengal

• •Capital investment subsidies ranging from 10% to 40% based on location zone
• •Interest subsidy up to 6% on term loans

Parents of minor girl children seeking savings account linkages

• •Socio-educational campaigns to promote girls' education
• •Linked to Sukanya Samriddhi Yojana for high-yield girl education savings account

Registered workers requiring vision spectacles with govt hospital prescriptions

• •One-time financial grant of Rs. 1,000 for purchasing spectacles/glasses due to vision degradation

Farmers and agricultural groups taking bank loans for farm machinery in WB

• •Credit-linked subsidy of up to 40% (max Rs. 2 Lakhs) for purchasing power tillers, tractors, and combine harvesters
• •Reduces interest burden of bank loan

Nominees of deceased registered construction or unorganized workers

• •One-time financial death grant of Rs. 2 Lakhs paid to the registered nominee/dependent in case of normal or accidental death

Next-of-kin/nominee of deceased registered construction workers in West Bengal

• •One-time financial grant of Rs. 3,000 paid to the dependents for performing cremation/funeral rites of the worker

Small/marginal farmers registered under Krishak Bandhu looking to buy farming machinery

• •Direct financial subsidy ranging from 50% to 60% on purchasing small farm tools, pump sets, seeders, or power tillers (max Rs. 10,000 to Rs. 50,000 depending on tool type)

Students enrolled in government-aided colleges in WB with family income < Rs. 2.5L/year

• •Full or partial tuition fee waivers in designated government colleges, engineering institutes, and universities

Unemployed youth with driving licenses seeking transport self-employment in WB

• •One-time financial subsidy of 30% of the vehicle cost (max Rs. 1 Lakh) for purchasing commercial transport vehicles (taxis, small trucks, auto-rickshaws)

Poor families in West Bengal living in mud houses who own a small parcel of land

• •Financial grant of Rs. 1.2 Lakhs in plains and Rs. 1.3 Lakhs in hilly/forest areas for constructing a concrete housing unit

Local community leaders and PRIs submitting block development designs

• •Development of local drinking water units, classrooms, sanitation facilities, and health sub-centers in minority pockets

Active handloom and khadi weavers in West Bengal

• •Financial grant of Rs. 10,000 for repairing handlooms or upgrading accessories
• •Thrift Fund Scheme linkage (matching contribution by state govt)

Registered handloom weavers and weaving cooperative groups in WB

• •Supply of raw yarn at 10% subsidized rates
• •Work-shed construction subsidies up to Rs. 25,000

Registered Khadi spinners and weavers aged 60+ in West Bengal

• •Monthly old-age pension of Rs. 1,000 for elderly khadi spinning and weaving artisans
• •Access to health insurance card cover

Registered MSME units in WB paying regular interest on bank term loans

• •Interest subsidy of 4% to 6% per annum on term loans for up to 5 years (subject to timely repayment track record)

Registered homestay and hotel business promoters with active bank term loans in WB

• •Interest subsidy of 5% to 7% per annum on bank term loans taken for setting up registered hotels, homestays, or wellness centers (max 5 years)

Unemployed youth (Class 8 pass, aged 18-50) looking to start business in WB

• •Subsidized self-employment credit loan up to Rs. 2 Lakhs
• •State government provides 15% subsidy of project cost (max Rs. 25,000)

Traditional authors, poets, musicians, and stage actors aged 60+ in WB

• •Monthly pension of Rs. 1,000 credited to bank account to support sustenance during old age

Traditional folk musicians, dancers, and theater performers in West Bengal

• •Monthly retention fee of Rs. 1,000 for active folk artists (aged 18-60)
• •Additional payment of Rs. 1,000 per day for performing at government campaign campaigns

Nominees of deceased registered migrant workers from West Bengal

• •Financial grant of Rs. 2 Lakhs paid to the nominee in case of accidental death while working outside the state
• •Financial grant of Rs. 50,000 in case of natural death while working outside the state

West Bengal citizens working or planning to work outside the state in unorganized roles

• •Emergency repatriation support during crises or lockouts
• •Financial grant of Rs. 25,000 for accidental injury/hospitalization

Registered female construction/unorganized workers undergoing miscarriages or medical termination of pregnancy

• •Financial grant of Rs. 3,000 paid to the registered female worker in case of miscarriage or medical termination of pregnancy (MTP)

LIG and MIG families in WB without owned urban housing units

• •Subsidized 1BHK and 2BHK flat options in urban complexes
• •LIG flats (378 sq ft) and MIG flats (559 sq ft) allocated at highly subsidized government rates

Serving West Bengal Police and Kolkata Police constables, head constables, and sub-inspectors

• •Highly subsidized apartment accommodations in newly constructed police housing cooperative zones
• •Promotes social security for junior ranks

Registered construction workers in WB reaching 60 years of age with active contributions

• •Refund of the entire accumulated registration subscription amount along with a compound interest rate of 8% on retirement (60 years)

Registered MSME developers purchasing/leasing industrial land in WB

• •Reimbursement of up to 100% of stamp duty and registration fees paid on land acquisition for setting up MSME units (varies by zone category)

Marginal farmers registered under Krishak Bandhu who suffered crop losses due to weather extremes

• •One-time direct cash support grant of Rs. 5,000 to Rs. 10,000 to compensate for input cost/seeds loss during crop failure phases

Retired media personnel and editors aged 60+ with 20-year service histories in West Bengal

• •Monthly social security pension of Rs. 2,500 credited to bank account for life

Registered manufacturing micro/small units paying commercial electricity rates in WB

• •Power subsidy of Rs. 1.00 to Rs. 1.50 per unit consumed (capped under quarterly ceilings) for up to 5 years from production start

All farmers in notified zones growing notified crops in West Bengal

• •Comprehensive insurance cover against crop failure due to drought, floods, pests, and local natural calamities
• •Low premium rates: 2% for Kharif, 1.5% for Rabi, 5% for commercial crops

Adult women from BPL households in WB without an active gas connection

• •Free LPG connection including a deposit-free gas cylinder, regulator, and safety hose
• •State-backed financial assistance of Rs. 1,600 to purchase the hot plate stove and first refill cylinder

Registered construction workers with verified audiometry loss seeking assistive hearing tools

• •Financial reimbursement of up to Rs. 5,000 for purchasing certified hearing aids for vision/hearing-impaired registered workers

Textile entrepreneurs setting up or upgrading powerloom factories in WB

• •Capital subsidy up to 20% on the cost of modernizing powerlooms
• •Electricity duty exemption up to 5 years

Transgender individuals in WB aged 60+ without stable income sources

• •Monthly pension allowance of Rs. 1,000 transferred directly to Aadhaar-linked bank accounts

Retired female sex workers in WB aged 60+ requiring social security supports

• •Monthly pension support of Rs. 1,000 credited to savings bank accounts for lifetime sustenance

Registered construction workers in WB reaching 60 years of age with active contributions

• •Refund of the entire accumulated registration subscription amount along with a compound interest rate of 8% on retirement (60 years)

Registered manufacturing micro/small units paying commercial electricity rates in WB

• •Power subsidy of Rs. 1.00 to Rs. 1.50 per unit consumed (capped under quarterly ceilings) for up to 5 years from production start

Next-of-kin of deceased registered migrant workers from WB requiring transportation cost refunds

• •Financial grant of Rs. 25,000 paid to the dependents for the transportation of the mortal remains of the deceased worker back to their home in West Bengal

Parents of minor girl children seeking savings account linkages

• •Socio-educational campaigns to promote girls' education
• •Linked to Sukanya Samriddhi Yojana for high-yield girl education savings account

Class 9-12 students in government-aided schools in WB

• •One-time free distribution of a bicycle to support travel to school
• •Promotes student attendance and reduces dropouts, especially among girls

Meritorious students in WB with family income under Rs. 2.5 Lakhs/year

• •Monthly scholarship of Rs. 1,000 to Rs. 5,000 to cover education and maintenance costs (varies by level from HS to PG/professional)

OBC students in Class 5-8 with low family incomes in WB

• •Annual scholarship stipend of Rs. 800 paid directly to the student's bank account to support schooling costs

Unemployed youth or dropouts in WB seeking placement vocational skills

• •Free vocational training in high-demand trades (IT, hospitality, healthcare, tailoring, automotive)
• •Certified credentials from the state skill council

Urban poor and slum dwellers in West Bengal municipal areas

• •Subsidized ownership of ready-to-move 1BHK/2BHK flats in high-rise municipal complexes
• •State government finances up to 90% of the flat cost

Unemployed Class 12+ passed youth in WB registered under Employment Bank

• •Monthly internship stipend of Rs. 1,500 to Rs. 2,500 for participating in state-sponsored youth training programs
• •Access to career counseling fairs

Poor families in West Bengal without active digital ration cards under NFSA

• •RKSY-I: 5 kg free foodgrains (rice/wheat) per head per month
• •RKSY-II: 1 kg foodgrains per head per month at highly subsidized rate (Rs. 2/kg for wheat, Rs. 3/kg for rice)

Landless agricultural laborers and homeless rural families in WB

• •Allocation of legal land ownership rights (Patta) for agricultural or homestead use up to 1 acre of government land
• •Protects against eviction

Unemployed school and college graduates in West Bengal

• •Online registration in Employment Bank database
• •Free notification access for state private and public job vacancies

SC/ST/OBC students in Class 9-10 with low family incomes in WB

• •Annual scholarship stipend of Rs. 3,000 to Rs. 4,000 to cover tuition fees and book costs

SC/ST/OBC students pursuing college or technical diplomas in WB with family income < Rs. 2.5L/year

• •Monthly maintenance allowance and reimbursement of compulsory non-refundable fees (varies from Rs. 5,000 to Rs. 12,000 per year depending on course type)

Minority community students in WB with family income under Rs. 2 Lakhs/year

• •Annual stipend of Rs. 1,100 to Rs. 11,000 to cover admission fees, tuition fees, and maintenance costs

Class 9-12 students in government-aided schools in WB

• •One-time free distribution of a bicycle to support travel to school
• •Promotes student attendance and reduces dropouts, especially among girls

Meritorious students in WB with family income under Rs. 2.5 Lakhs/year

• •Monthly scholarship of Rs. 1,000 to Rs. 5,000 to cover education and maintenance costs (varies by level from HS to PG/professional)

OBC students in Class 5-8 with low family incomes in WB

• •Annual scholarship stipend of Rs. 800 paid directly to the student's bank account to support schooling costs

Unemployed youth or dropouts in WB seeking placement vocational skills

• •Free vocational training in high-demand trades (IT, hospitality, healthcare, tailoring, automotive)
• •Certified credentials from the state skill council

Urban poor and slum dwellers in West Bengal municipal areas

• •Subsidized ownership of ready-to-move 1BHK/2BHK flats in high-rise municipal complexes
• •State government finances up to 90% of the flat cost

Unemployed Class 12+ passed youth in WB registered under Employment Bank

• •Monthly internship stipend of Rs. 1,500 to Rs. 2,500 for participating in state-sponsored youth training programs
• •Access to career counseling fairs

Poor families in West Bengal without active digital ration cards under NFSA

• •RKSY-I: 5 kg free foodgrains (rice/wheat) per head per month
• •RKSY-II: 1 kg foodgrains per head per month at highly subsidized rate (Rs. 2/kg for wheat, Rs. 3/kg for rice)

Landless agricultural laborers and homeless rural families in WB

• •Allocation of legal land ownership rights (Patta) for agricultural or homestead use up to 1 acre of government land
• •Protects against eviction

Unemployed school and college graduates in West Bengal

• •Online registration in Employment Bank database
• •Free notification access for state private and public job vacancies

SC/ST/OBC students in Class 9-10 with low family incomes in WB

• •Annual scholarship stipend of Rs. 3,000 to Rs. 4,000 to cover tuition fees and book costs

SC/ST/OBC students pursuing college or technical diplomas in WB with family income < Rs. 2.5L/year

• •Monthly maintenance allowance and reimbursement of compulsory non-refundable fees (varies from Rs. 5,000 to Rs. 12,000 per year depending on course type)

Minority community students in WB with family income under Rs. 2 Lakhs/year

• •Annual stipend of Rs. 1,100 to Rs. 11,000 to cover admission fees, tuition fees, and maintenance costs

Nominees or family members of deceased unorganized workers registered in West Bengal

• •One-time financial grant of Rs. 3,000 for funeral and cremation expenses of a registered worker
• •Provides immediate relief to the nominee or dependent family members

Active handloom weavers in West Bengal holding valid identity cards

• •Subsidized yarn supply and credit linkages through Weaver Cooperatives
• •Financial grant for loom upgradation and construction of work sheds

Scheduled Tribe senior citizens in West Bengal aged 60 or above

• •Monthly pension of Rs. 1,000 credited directly to the beneficiary's bank account via DBT
• •Universal coverage for all eligible ST elderly citizens who meet the guidelines

Registered unorganized workers in West Bengal who have reached 60 years of age

• •Monthly old age pension of Rs. 1,000 to retired unorganized sector workers
• •Ensures post-retirement livelihood and social security for unorganized labourers

Scheduled Caste senior citizens of West Bengal aged 60 or above

• •Monthly pension of Rs. 1,000 credited directly to the beneficiary's bank account via DBT
• •Universal access for all eligible SC senior citizens in the state