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West BengalEmployment & Skills
Karmasathi Prakalpa Scheme
Managed by: Department of Micro, Small & Medium Enterprises and Textiles (Directorate of MSME)
About the Scheme
Karmasathi Prakalpa helps unemployed youth start micro-businesses by providing bank loans up to Rs. 2 Lakhs along with state-backed capital subsidies.
Welfare Benefits & Assistance
- •Subsidized self-employment credit loan up to Rs. 2 Lakhs
- •State government provides 15% subsidy of project cost (max Rs. 25,000)
- •Low interest rate structure for new startups
Eligibility Criteria
State ResidencyPermanent resident of West Bengal
Age Limits18 to 50 years
Family Income CapUnemployed or self-employed starters
Social Class / CategoryAll categories
Additional Prerequisites
- Must have passed Class 8 minimum
- Only one member from a family can apply under this scheme
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your application.
How to Apply (Step-by-Step Guide)
1
Apply through karmasathi.wb.gov.in portal
1
Collect and submit forms at the local BDO office or Municipality office during Duare Sarkar
Who Should Apply?
- ✓Unemployed youth (Class 8 pass, aged 18-50) looking to start business in WB
Who Should NOT Apply?
- ✗Active government or large private firm employees
- ✗Under 18 years
Frequently Asked Questions (FAQs)
What is the capital subsidy under Karmasathi?
The state government provides a subsidy of 15% of the project cost, capped at Rs. 25,000.
Related Welfare Schemes
Yuvashree Prakalpa
Who Can Apply:
Unemployed youth aged 18-45 registered with Employment Exchange
Key Benefits:
•Monthly allowance of Rs. 1,500 for unemployed youth
•Skill development linkage and placement assistance
Updated: June 2026
Gatidhara Scheme
Who Can Apply:
Unemployed youth with driving licenses seeking transport self-employment in WB
Key Benefits:
•One-time financial subsidy of 30% of the vehicle cost (max Rs. 1 Lakh) for purchasing commercial transport vehicles (taxis, small trucks, auto-rickshaws)
Updated: July 2026
Banglar Yuba Sathi
Who Can Apply:
Unemployed Class 12+ passed youth in WB registered under Employment Bank
Key Benefits:
•Monthly internship stipend of Rs. 1,500 to Rs. 2,500 for participating in state-sponsored youth training programs
•Access to career counseling fairs
Updated: July 2026
Rojgar Seva Portal
Who Can Apply:
Unemployed school and college graduates in West Bengal
Key Benefits:
•Online registration in Employment Bank database
•Free notification access for state private and public job vacancies
Updated: July 2026
Scheme Details
State / CentralWest Bengal
AuthorityDirectorate of MSME
SubcategoryYouth Self-Employment Loan
Launch Date2020
Target Beneficiarystudents, entrepreneurs
Official Helpline033-2230-0021