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West Bengaltourism
Interest Subsidy on Term Loan (Tourism)
Managed by: Tourism Department (Directorate of Tourism)
About the Scheme
Assists tourism entrepreneurs in West Bengal by offering substantial interest subsidies on bank loans used for setting up homestays, hotels, and tourist attractions.
Welfare Benefits & Assistance
- •Interest subsidy of 5% to 7% per annum on bank term loans taken for setting up registered hotels, homestays, or wellness centers (max 5 years)
Eligibility Criteria
State ResidencyTourism unit located in West Bengal
Age Limits18+ for promoters
Family Income CapRegistered homestays, hotels, or eco-tourism operators
Social Class / CategoryAll categories
Additional Prerequisites
- Must be registered under West Bengal Tourism Incentive Scheme (WBTIS)
- Must have approved tourism projects (homestays, adventure sports, hotel setups)
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your application.
How to Apply (Step-by-Step Guide)
1
Apply through the wbtourism.gov.in portal
1
Submit claim application at the Tourism Directorate office, Salt Lake, Kolkata
Who Should Apply?
- ✓Registered homestay and hotel business promoters with active bank term loans in WB
Who Should NOT Apply?
- ✗Unregistered tourist setups
- ✗Defaulted loan accounts
Frequently Asked Questions (FAQs)
Can registered homestays get this interest subsidy?
Yes, homestays registered under the state tourism department are highly prioritized.
Related Welfare Schemes
Banglashree Scheme
Who Can Apply:
New or expanding MSME units in West Bengal
Key Benefits:
•Capital investment subsidies ranging from 10% to 40% based on location zone
•Interest subsidy up to 6% on term loans
Updated: July 2026
Interest Subsidy on Term Loan (MSME)
Who Can Apply:
Registered MSME units in WB paying regular interest on bank term loans
Key Benefits:
•Interest subsidy of 4% to 6% per annum on term loans for up to 5 years (subject to timely repayment track record)
Updated: July 2026
Reimbursement of Stamp Duty and Registration Fee
Who Can Apply:
Registered MSME developers purchasing/leasing industrial land in WB
Key Benefits:
•Reimbursement of up to 100% of stamp duty and registration fees paid on land acquisition for setting up MSME units (varies by zone category)
Updated: July 2026
Scheme Details
State / CentralWest Bengal
AuthorityDirectorate of Tourism
SubcategoryTourism Loan Subsidy
Launch Date2021
Target Beneficiaryentrepreneurs
Official Helpline033-2243-6445