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West BengalHealth & Insurance

Swasthya Sathi

Managed by: Department of Health & Family Welfare (State Health Agency)

About the Scheme

Swasthya Sathi is West Bengal's universal health insurance scheme providing Rs. 5 Lakhs cashless coverage per family per year across empaneled hospitals.

Welfare Benefits & Assistance

  • •Cashless treatment up to Rs. 5 Lakhs per family per year
  • •Coverage for 1,500+ medical procedures
  • •No premium or enrollment fee for citizens
  • •Empaneled network of private and government hospitals

Eligibility Criteria

State ResidencyResident of West Bengal
Age LimitsAll ages covered
Family Income CapNo income criteria — universal scheme
Social Class / CategoryAll categories

Additional Prerequisites

  • Family coverage with card issued in the name of female head of family

Documents Required for Application

Tip: Keep scanned color copies of these documents ready before starting your application.

How to Apply (Step-by-Step Guide)

1

Cards distributed through Duare Sarkar camps

Who Should Apply?

  • ✓All WB families — especially those without private health insurance

Who Should NOT Apply?

  • ✗Non-residents of West Bengal

Frequently Asked Questions (FAQs)

Is there any premium for Swasthya Sathi?
No, the scheme is entirely free for all residents of West Bengal. The state government bears the full cost.

Related Welfare Schemes

Lakshmir Bhandar

Who Can Apply:

Women aged 25-60 who are the head of their household in West Bengal

Key Benefits:
•Monthly direct cash transfer of Rs. 1,000 to General category female heads of households
•Monthly direct cash transfer of Rs. 1,200 to SC/ST category female heads of households
Updated: July 2026

Annapurna Bhandar

Who Can Apply:

Women residents of West Bengal aged between 25 and 60 years

Key Benefits:
•Monthly financial assistance of Rs. 3,000 transferred directly to the beneficiary's Aadhaar-linked bank account
•Helps cover essential household needs like groceries, medicine, and children's education
Updated: July 2026

Cost of Spectacle for Workers

Who Can Apply:

Registered workers requiring vision spectacles with govt hospital prescriptions

Key Benefits:
•One-time financial grant of Rs. 1,000 for purchasing spectacles/glasses due to vision degradation
Updated: July 2026

Hearing Aid for Construction Workers

Who Can Apply:

Registered construction workers with verified audiometry loss seeking assistive hearing tools

Key Benefits:
•Financial reimbursement of up to Rs. 5,000 for purchasing certified hearing aids for vision/hearing-impaired registered workers
Updated: July 2026

Scheme Details

State / CentralWest Bengal
AuthorityState Health Agency
SubcategoryHealth Insurance
Launch DateDecember 2016
Target Beneficiarygeneral, women
Official Helpline1800-345-5505 (Toll-Free)