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West BengalHealth
Swasthya Sathi
Managed by: Department of Health & Family Welfare (State Health Agency)
About the Scheme
Swasthya Sathi is West Bengal's universal health insurance scheme providing Rs. 5 Lakhs cashless coverage per family per year across empaneled hospitals.
Welfare Benefits & Assistance
- •Cashless treatment up to Rs. 5 Lakhs per family per year
- •Coverage for 1,500+ medical procedures
- •No premium or enrollment fee for citizens
- •Empaneled network of private and government hospitals
Eligibility Criteria
State ResidencyResident of West Bengal
Age LimitsAll ages covered
Family Income CapNo income criteria — universal scheme
Social Class / CategoryAll categories
Additional Prerequisites
- Family coverage with card issued in the name of female head of family
Documents Required for Application
Tip: Keep scanned color copies of these documents ready before starting your online application.
How to Apply (Step-by-Step Guide)
1
Cards distributed through Duare Sarkar camps
1
Visit nearest Duare Sarkar camp or Swasthya Sathi enrollment center
2
Provide family member details and Aadhaar
3
Receive smart card on the spot
Who Should Apply?
- ✓All WB families — especially those without private health insurance
Who Should NOT Apply?
- ✗Non-residents of West Bengal
Common Rejection Reasons
- •Aadhaar mismatch during enrollment
Recent Updates & Changes
- »2026: Coverage expanded to 1,500+ procedures
Frequently Asked Questions (FAQs)
Is there any premium for Swasthya Sathi?
No, the scheme is entirely free for all residents of West Bengal. The state government bears the full cost.
Related Welfare Schemes
Lakshmir Bhandar
Who Can Apply
Women aged 25-60 who are the head of their household in West Bengal
Key Benefits
- •Monthly direct cash transfer of Rs. 1,000 to General category female heads of households
- •Monthly direct cash transfer of Rs. 1,200 to SC/ST category female heads of households
Updated: July 2026Track Status
Annapurna Bhandar
Who Can Apply
Women residents of West Bengal aged between 25 and 60 years
Key Benefits
- •Monthly financial assistance of Rs. 3,000 transferred directly to the beneficiary's Aadhaar-linked bank account
- •Helps cover essential household needs like groceries, medicine, and children's education
Updated: July 2026Track Status
Ayushman Bharat PM-JAY
Who Can Apply
SECC-2011 deprived families
Key Benefits
- •Rs. 5 Lakhs health cover per family per year
- •Cashless treatment at empaneled hospitals
Updated: July 2026Track Status
Scheme Details
State / CentralWest Bengal
AuthorityState Health Agency
SubcategoryHealth Insurance
Launch DateDecember 2016
Target Beneficiarygeneral, women
Official Helpline1800-345-5505 (Toll-Free)