Gujarat Namo Lakshmi Yojana 2026: ₹50,000 Scholarship for Class 9–12 Girl Students
A comprehensive operational manual on Gujarat’s landmark educational retention and nutrition program for adolescent girls. Discover how female students in classes 9 through 12 secure ₹50,000 in staged direct cash assistance, meet attendance criteria, and navigate school-level UDISE+ portals.
Fast Facts: Namo Lakshmi At A Glance
1. Socio-Economic Mandate of Gujarat Namo Lakshmi Yojana
The Namo Lakshmi Yojana was unveiled in Gujarat’s 2024–25 State Budget by Chief Minister Bhupendra Patel under the Department of Education to tackle one of secondary education's most persistent challenges: the steep drop-out rate among adolescent girls transitioning from middle school (Class 8) to secondary school (Class 9).
The policy introduces an innovative two-pronged disbursement model over a four-year cycle (Classes 9 to 12). Rather than merely transferring lump sums at graduation, Namo Lakshmi provides recurring monthly stipends to cover ongoing nutritional, sanitary, and stationery expenses, paired with milestone bonuses upon clearing board examinations. Over four years, every eligible girl student receives ₹50,000 directly in her or her mother's bank account via Direct Benefit Transfer (DBT).
By establishing an inclusive annual family income threshold of ₹6 Lakh, the scheme shields both economically weaker sections and lower-middle-class households from pulling their daughters out of school due to secondary educational expenses.
2. Staggered Financial Architecture & Class-Wise Breakdown
The ₹50,000 scholarship is disbursed across academic terms based on regular attendance and board clearance:
| Academic Stage | Monthly Attendance Grant | Board Exam Clearance Bonus | Total Annual Entitlement |
|---|---|---|---|
| Class 9 | ₹500 / month (for 10 months = ₹5,000) | ₹5,000 credited upon promotion to Class 10 | ₹10,000 |
| Class 10 | ₹500 / month (for 10 months = ₹5,000) | ₹5,000 credited upon passing GSEB 10th Board | ₹10,000 |
| Class 11 | ₹750 / month (for 10 months = ₹7,500) | ₹7,500 credited upon promotion to Class 12 | ₹15,000 |
| Class 12 | ₹750 / month (for 10 months = ₹7,500) | ₹7,500 credited upon passing GSEB 12th Board | ₹15,000 |
| Cumulative 4-Year Grant | ₹25,000 (Monthly Nutrition/Study Support) | ₹25,000 (Milestone Completion Grants) | ₹50,000 Total |
3. Statutory Eligibility Parameters & School Categorization
The Gujarat Education Department applies the following baseline criteria:
| Parameter | Prescribed Rule | Verification Node |
|---|---|---|
| State Domicile | Permanent resident of Gujarat | Gujarat address on student and parent Aadhaar card |
| School Category | Enrolled in Government, Grant-in-Aid, or recognized Self-Financed (Private) school in Gujarat | UDISE+ code and school enrollment register |
| Annual Family Income | Annual household income up to ₹6,00,000 (Mandatory for private schools; automatic for govt schools) | Income certificate issued by Mamlatdar / Taluka Revenue Officer |
| Minimum Attendance | Minimum 70% attendance in school every month | Monthly digital attendance register entered by school principal |
Important Operational Safeguards
- Bank Account Preference: Funds can be deposited into the student's individual bank account or her mother’s Aadhaar-linked savings account.
- Detention & Failures: If a student fails in Class 9 or Class 11, the milestone bonus is withheld until she successfully clears the examination and advances.
- Unrecognized Schools: Unregistered private coaching institutes and unaccredited educational trusts do not qualify under UDISE+.
4. Mandatory Documentation Checklist
Submit self-attested photocopies of the following records to the school nodal desk:
Student's Aadhaar Card
Used for matching name, date of birth, and linking with the state scholarship portal.
Mother's Aadhaar & Bank Passbook
Preferred banking channel for minor students, mapped to the NPCI Aadhaar Payments Bridge.
Income Certificate (< ₹6 Lakh)
Required for students attending recognized private self-financed schools.
School Bonafide / UDISE+ ID
School identity card confirming enrollment in Class 9, 10, 11, or 12.
5. Step-by-Step Registration & UDISE+ Portal Workflow
The application workflow is handled seamlessly through the school administration:
- Step 1: Document Submission at School: At the start of the academic year (June–July), the student or guardian submits Aadhaar, bank passbook, and income details to the school’s designated scholarship coordinator.
- Step 2: UDISE+ Database Verification: The school principal logs into the Gujarat School Scholarship / Digital Gujarat portal and populates the student roster using UDISE+ student identification numbers.
- Step 3: Bank Account & Aadhaar NPCI Mapping: School operators enter the student's or mother's IFSC code and bank account number, validating Aadhaar seeding status.
- Step 4: Monthly Attendance Entry: At the end of each month, the school updates attendance logs. Eligible students maintaining 70%+ attendance are queued for monthly DBT tranches.
- Step 5: DEO Approval & Treasury Credit: The District Education Officer (DEO) electronically approves the taluka-wise student list, and disbursements are routed directly from the state treasury into the recipient bank accounts.
6. How to Track Scholarship Status on Digital Gujarat
Guardians can check disbursement history and payment status online:
- Visit the Digital Gujarat Portal at digitalgujarat.gov.in or the Gujarat Education Department portal.
- Click on "Scholarship Status / Check Namo Lakshmi Status".
- Enter the student's Aadhaar Number or UDISE+ Student Code.
- The verification dashboard displays:
- School Verification: Verified by Principal & DEO.
- Monthly Attendance Record: Current percentage and eligibility.
- Disbursement Ledger: Monthly credit dates, credited bank name, UTR number, and cleared milestone bonuses.
7. Frequently Asked Questions (FAQs)
Can a student receive other scholarships along with Namo Lakshmi?
Yes. Namo Lakshmi operates as a retention and nutrition grant and does not prohibit girl students from receiving other pre-matric/post-matric scholarships for SC, ST, or minority communities.
What happens if a student changes her school in Class 11?
The scholarship transfers seamlessly with the student’s UDISE+ profile. The new school updates its admission register on the portal, and disbursements continue without interruption.
What is the toll-free helpline number for Namo Lakshmi Yojana?
Citizens can dial the Gujarat Education Department toll-free helpline at 1800-233-7955 for assistance with student enrollment and portal verification.